How do I get a copy of my credit report? —


You might think that your credit reports are only used for loan approval, but the information in your credit reports may also be used to make decisions about everything from employment to housing and even the terms of your cell phone plan. That’s why it’s important to look at your reports each year to make sure your information is correct. You have the right to get a free credit report once a year from each of the three nationwide credit reporting agencies. Getting your credit reports is easy. All you need to do is go to and request your reports. Learn more about how to request and review your credit report—and steps you can take to improve your credit—at